NJ Wealth is an established Indian financial services company that has a broad base of partner relationships and keen investment solutions. It facilitates retail investor access to various funds – including mutual funds, equities, bonds, PMS, AIFs and retirement solutions – through a streamlined and user-friendly platform. The firm provides a goal-based investing approach along with technology and quality research to increase wealth over the long term by making the right investments. The technology is web-based and mobile enabled facilitating easy transactions, portfolio management and advisory services. NJ Wealth has deep industry experience and a client-first vision, serving both new investors and seasoned wealth builders. It is a trusted choice for financial and investment planning with diversification.
| Services Rating | NJ Wealth |
|---|---|
| Overall Rating | ★★★★★ |
| Brokerage Charges | ★★★★★ |
| Trading Platform | ★★★★★ |
| Investments Offering | ★★★★★ |
| Customer Service | ★★★★★ |
| Broker Type | Full Service Broker |
| Exchanges Supported | NSE, BSE |
| Active Clients | 72000 |
| Broker Overview | NJ Wealth Review |
Account Opening Charges and AMC
NJ Wealth offers a free trading account and demat account opening and charges an Annual Maintenance Charge (AMC) of ₹300.
| Charges | NJ Wealth |
|---|---|
| Trading Account Opening | 0 |
| Trading AMC | ₹300 per year |
| Demat Account Opening | 0 |
| Demat AMC | ₹300 |
| Provide DP Service | Yes |
Brokerage Plans
NJ Wealth does not offer subscription-based brokerage options with a monthly or yearly plan.
| Plan Types | NJ Wealth |
|---|---|
| Multiple Plans | No |
| Monthly Plans | No |
| Yearly Plans | No |
Brokerage Charges
NJ Wealth charges Rs 0.10 of Transaction Value for equity delivery, Rs 0.01 of Transaction Value for intraday, Rs 0.01 of Transaction Value for futures, and Rs Rs.10 per Lot for options. Commodity and currency trading are not available at present.
| Brokerage Charges | NJ Wealth |
|---|---|
| Plan Name | - |
| Equity Delivery | 0.10 of Transaction Value |
| Equity Intraday | 0.01 of Transaction Value |
| Equity Futures | 0.01 of Transaction Value |
| Equity Options | Rs.10 per Lot |
| Currency Futures | |
| Currency Options | |
| Commodity Futures | |
| Commodity Options | |
| Hidden Charges | No |
| Call & Trade Charges | ₹30 per trade |
| Auto Square off Charges | ₹30 per trade |
| Brokerage Calculator | NJ Wealth Brokerage Calculator |
Transactions Charges
| Transactions Charges | NJ Wealth |
|---|---|
| Equity Delivery | 0.00335% (NSE) & As per Stock (BSE) |
| Equity Intraday | 0.00335% (NSE) & As per Stock (BSE) |
| Equity Futures | 0.002% (NSE & BSE) |
| Equity Options | 0.053% (on premium) |
| Currency Futures | |
| Currency Options | |
| Commodity |
Account Features
NJ Wealth offers several powerful features such as advanced charting and analysis tools, algo trading support for automation, instant SMS alerts for market updates, online demo sessions and video tutorials, ensuring a smooth and modern trading experience for all types of users. Overall, NJ Wealth provides advanced account features including easy account setup, smart trading tools, interactive charts, algo trading, online demo guidance, and a personalized online portfolio, making it a complete trading and investment platform for all users.
| Compare Account Features | NJ Wealth |
|---|---|
| 3-in-1 Account | No |
| Charting | Yes |
| Algo Trading | Yes |
| SMS Alerts | Yes |
| Online Demo | Yes |
| Online Portfolio | Yes |
| Margin Trading Funding Available | Yes |
| Combined Ledger for Equity and Commodity | Yes |
| Intraday Square-off Time | 3:20 PM |
| NRI Trading | No |
Trading Platforms
NJ Wealth provides a seamless trading experience across multiple platforms including a modern web-based trading platform, a mobile-friendly trading interface, an Android trading app, an iPhone trading app, an Android tablet app, an iPad trading app. Traders can access their accounts anytime, whether on web or mobile devices. The software ensures fast execution, stability, and real-time performance for all users.
| Trading Platforms | NJ Wealth |
|---|---|
| Web Trading Platform | Yes |
| Web Trading Detail | NJ Wealth |
| Mobile Trading | Yes |
| Mobile Trading App | Yes |
| Android Mobile App | Yes |
| Android App Download | Download |
| iPhone Mobile App (IOS) | Yes |
| iOS App Download | Download |
| Android Tablet App | Yes |
| iPad App (IOS) | Yes |
| Trading Software Charges | Nil |
Broker Ratings
NJ Wealth maintains impressive ratings with fees rated 4, brokerage rated 4, platform usability rated 4, and customer service rated 4. The broker’s overall rating stands at 4 out of 5, reflecting its balanced performance across key areas. Overall, NJ Wealth is recognized for offering dependable service, fair pricing, and a user-friendly trading experience.
| Broker Ratings | NJ Wealth |
|---|---|
| Fees Ratings | 4 |
| Trading Brokerage Rating | 4 |
| Trading Platform Usability | 4 |
| Customer Service Ratings | 4 |
| Overall Ratings | 4 |
Investment Offerings
NJ Wealth offers a wide range of investment options including equity cash and F&O, currency derivatives, commodity trading, online IPO applications, mutual funds, bonds and NCDs, and more — giving investors complete portfolio diversification across equity, debt, and alternative products. Overall, NJ Wealth ensures a comprehensive investment experience — from IPOs and mutual funds to derivatives and commodities — enabling investors to diversify effortlessly.
| Investment Offerings | NJ Wealth |
|---|---|
| Equity Cash and F&O | Yes |
| Currency Derivatives | Yes |
| Commodity | Yes |
| Online IPO Application | Yes |
| Mutual Funds | Yes |
| Bond / NCD | Yes |
| ETF | Yes |
| Banking | No |
| Insurance | No |
| Forex | Yes |
| MF SIP Investment | Yes |
| Equity SIP Investment | Yes |
| PMS Service | Yes |
| Other Investment Options | Yes |
Customer Support Offered
Explore the range of customer support services offered by NJ Wealth.
| Customer Support | NJ Wealth |
|---|---|
| 24/7 Customer Service | Yes |
| Email Support | Yes |
| Online Live Chat | Yes |
| Phone Support | Yes |
| Toll Free Number | No |
| Through Branches | Yes |
| Customer Care Number | 0261-6155000 |
| Account Opening Process | Online |
| Customer Support Email | |
| Knowledge Center/Education | |
| Head Office Address | BLOCK NO.901 & 902, 6TH FLOOR, ‘B’ TOWER, UDHNA UDYOG NAGAR SANGH COMMERCIAL COMPLEX, |
| Website | https://www.njwealth.in/ |
Research and Reports
| Research | NJ Wealth |
|---|---|
| Research Mutual Funds | Yes |
| Research Equity Reports | Yes |
| Research ETF | Yes |
| Daily Market Report | Yes |
| Free Tips | No |
| Quarterly Result Analysis | Yes |
| News Alerts | Yes |
Demat Account Charges
NJ Wealth offers a Demat account with CDSL & NSDL as DP source. The annual maintenance charge (AMC) is ₹300, and transaction charges per ISIN are . Services like demat, remat, and pledge creation are available for seamless securities management. NJ Wealth provides a full-featured Demat account with DP source as CDSL & NSDL, AMC of ₹300 per year, pledge creation charge of ₹40/- per ISIN, demat charge of ₹20/-per certificate + ₹50/-for courier charges, remat charge of ₹150/- per certificate + courier handling, offering a complete and transparent experience for investors.
| Demat Charges | NJ Wealth |
|---|---|
| DP Source | CDSL & NSDL |
| DP ID | CDSL - 64200 | NSDL - IN304262 |
| Demat Account Annual Maintenance Charges (AMC) | ₹300 |
| Advance Deposit | No |
| Transaction Charges on Debit (Per ISIN) | |
| Demat | ₹20/-per certificate + ₹50/-for courier charges |
| Remat | ₹150/- per certificate + courier handling |
| Pledge Creation | ₹40/- per ISIN |
| Pledge Creation Confirmation | ₹40/- per ISIN |
| Pledge Closure | ₹40/- per ISIN |
| Pledge Closure Confirmation | ₹40/- per ISIN |
| Pledge Invocation | ₹40/- per ISIN |
| Failed Instruction Charges | ₹350 for a cheque bounce |
| Other Charges |
Advantages and Disadvantages
| Broker | Pros | Cons |
|---|---|---|
| NJ Wealth |
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User Experience with NJ Wealth
Account Opening Experience: Opening an account with NJ Wealth is completely online with Aadhaar-based eKYC. Most users report fast verification and smooth onboarding.
Brokerage & Cost Transparency: NJ Wealth offers free equity delivery which is ideal for long-term investors. Intraday brokerage is 0.01 of Transaction Value, making it competitive for active traders. Charges are displayed clearly before order confirmation, reducing confusion around hidden costs.
Trading Platform Experience: The mobile trading platform of NJ Wealth allows real-time execution, advanced charting, and instant portfolio tracking.
Advanced Features: NJ Wealth provides algorithmic trading support, margin trading facilities, detailed research reports, making it suitable for serious traders.
Customer Support Experience: With a customer service rating of 4/5, NJ Wealth offers support through multiple channels. Response time may vary during peak market hours.
Popularity & Trust: NJ Wealth serves approximately 72000 active clients, reflecting strong market presence and investor trust.
Overall Verdict: Based on user feedback and platform usability, NJ Wealth holds an overall rating of 4/5. It is best suited for long-term equity investors.
FAQs on NJ Wealth Review
Yes, NJ Wealth is considered one of the safest brokers in India. It is a SEBI-registered stockbroker, a member of NSE and BSE and has a strong track record of transparency and compliance.
NJ Wealth offers competitive brokerage charges. Typically, it charges 0.10 of Transaction Value for equity delivery and intraday trades and ₹Yes for F&O trades, making it one of the most affordable brokers in India.
NJ Wealth provides multiple platforms for trading and investing including mobile and web platforms, offering a smooth, reliable, and user-friendly experience.
You can open an account with NJ Wealth online through an eKYC process. Online Generally, the account gets activated within 24–48 hours once the documents are verified.
Yes, you can invest in direct mutual funds via NJ Wealth platform. It allows you to buy and manage all your mutual funds online without paying commissions.