Moneyview Limited is a digital financial services platform that provides users with access to a range of financial products through its technology-driven platform. The company connects customers with banks, NBFCs, insurers and other financial institutions and offers products including personal loans, credit cards, insurance, digital gold, payments and other financial services. Moneyview also operates through its material subsidiary, Whizdm Finance Private Limited, which is engaged in lending activities.
The company uses technology, data and AI/ML-based models to provide digital financial services and facilitate customer onboarding, evaluation, loan origination and servicing. As of June 2026, Moneyview had 48 financial partners and served customers across India, with a significant proportion of its monetised users located in Tier 2 and beyond cities.
The Moneyview IPO is a mainboard book-built issue comprising a fresh issue of up to ₹750 crore and an offer for sale of up to 10.05 crore equity shares. The total offer size is up to approximately ₹1,091.68 crore. The IPO price band has been fixed at ₹32 to ₹34 per share, and the lot size is 441 shares.
The Moneyview IPO will open for subscription on 24 September 2026 and close on 28 September 2026. The basis of allotment is expected on 29 September 2026, while the shares are scheduled to be listed on the BSE and NSE on 1 October 2026. At the upper price band, the minimum application for one lot is ₹14,994.
Table of Contents
Moneyview IPO Details Information
| Particular | Details |
|---|---|
| IPO Name | Moneyview IPO |
| Company Name | Moneyview Limited |
| IPO Type | Mainboard IPO |
| Issue Type | Book Built Issue |
| Face Value | ₹1 per Equity Share |
| IPO Price | ₹32 to ₹34 per Share |
| Total Issue Size | Approx. ₹1,091.68 Cr |
| Fresh Issue | ₹750 Cr |
| Offer for Sale | Up to 10.05 Cr Equity Shares |
| Listing At | BSE & NSE |
| IPO Open Date | 24 September 2026 |
| IPO Close Date | 28 September 2026 |
| Lot Size | 441 Shares |
| Minimum Investment | ₹14,994 |
| Listing Date | 1 October 2026 |
| Registrar | MUFG Intime India Private Limited |
| Lead Managers | Axis Capital, BofA Securities India, IIFL Capital Services and Kotak Mahindra Capital Company |
Moneyview IPO Dates
| IPO Event | Date |
|---|---|
| Anchor Investor Bidding | 23 September 2026 |
| IPO Open Date | 24 September 2026 |
| IPO Close Date | 28 September 2026 |
| Basis of Allotment | 29 September 2026 |
| Initiation of Refunds | 30 September 2026 |
| Credit of Shares to Demat | 30 September 2026 |
| Listing Date | 1 October 2026 |
Moneyview IPO Reservation
| Investor Category | Reservation |
|---|---|
| Qualified Institutional Buyers (QIB) | 50% |
| Non-Institutional Investors (NII) | 15% |
| Retail Individual Investors (RII) | 35% |
| Total | 100% |
Moneyview IPO Lot Size
| Application | Lots | Shares | Amount at ₹34 |
|---|---|---|---|
| Retail Minimum | 1 | 441 | ₹14,994 |
| Retail Maximum | 13 | 5,733 | ₹1,94,922 |
| S-HNI Minimum | 14 | 6,174 | ₹2,09,916 |
| B-HNI Minimum | 68 | 29,988 | ₹10,19,592 |
The minimum bid is 441 shares and bids can be made in multiples of 441 shares.
About Moneyview
Moneyview Limited was originally incorporated as Whizdm Innovations Private Limited in 2014 and subsequently changed its name to Moneyview Limited after conversion into a public limited company. Its registered and corporate office is located in Bengaluru, Karnataka.
The company operates a digital financial services platform focused on India’s mass middle-class consumers. Its flagship offering is personal loans, which are supported by in-house AI/ML-based segmentation and risk models. The platform also offers home loans, credit cards, insurance, digital gold, fixed deposits, UPI and bill payments.
As of 30 June 2026, Moneyview had 140.28 million registered users and 11.90 million monetized users. It served users across 99.04% of India’s pin codes without physical branches.
Business Operations
- Personal Loans: Digital facilitation and servicing of personal loans.
- Credit Cards: Access to credit-card products through financial partners.
- Insurance: Digital distribution of insurance products.
- Digital Gold: Digital gold-related financial services.
- Payments: UPI and bill-payment services.
- Home Loans: Digital access to home-loan products.
- Earned Wage Access: Financial access solutions for eligible users.
Industry Overview
India’s retail lending market is projected to expand significantly through FY2031. Digital personal loans are among the faster-growing segments, supported by technology-led underwriting, alternative data and digital distribution. Moneyview operates in this market through its digital financial-services platform and network of financial partners.
Business Strategy
- Expand User Base: Increase the number of registered users on the platform.
- Increase Monetization: Grow personal-loan volumes and user monetization.
- Multi-Product Relationships: Increase the number of financial products used by customers.
- Expand Financial Partners: Deepen relationships with banks, NBFCs, insurers and other partners.
- AI Investment: Continue investment in AI and technology to improve efficiency.
- Improve Profitability: Focus on income growth and cost efficiency.
Moneyview Financial Information
| Financial Year | Total Revenue from Operations (₹ Cr) | Total Income (₹ Cr) | PAT (₹ Cr) |
|---|---|---|---|
| FY2024 | 1,342.37 | 1,389.24 | 171.15 |
| FY2025 | 2,339.15 | 2,378.53 | 240.28 |
| FY2026 | 3,351.16 | 3,404.27 | 242.71 |
Moneyview’s revenue from operations increased from ₹2,339.15 crore in FY2025 to ₹3,351.16 crore in FY2026, while PAT increased to ₹242.71 crore.
Financial Summary
| Particular | FY2024 | FY2025 | FY2026 |
|---|---|---|---|
| Revenue from Operations | ₹1,342.37 Cr | ₹2,339.15 Cr | ₹3,351.16 Cr |
| Total Income | ₹1,389.24 Cr | ₹2,378.53 Cr | ₹3,404.27 Cr |
| PAT | ₹171.15 Cr | ₹240.28 Cr | ₹242.71 Cr |
| Net Worth | ₹1,606.64 Cr | ₹1,918.66 Cr | ₹2,225.42 Cr |
Key Performance Indicators (KPIs)
| KPI | FY2026 |
|---|---|
| Basic EPS | ₹1.60 |
| Diluted EPS | ₹1.57 |
| NAV | ₹14.57 |
| RoNW | 17.85% |
| Total Borrowings | ₹5,157.04 Cr |
| Managed AUM | ₹21,380.14 Cr |
| Loan Disbursals | ₹23,098.52 Cr |
| Registered Users | 134.14 Million |
| Monetized Users | 10.75 Million |
The RHP reports FY2026 diluted EPS of ₹1.57, NAV of ₹14.57 and RoNW of 17.85%.
Objects of IPO
The company proposes to use the net proceeds from the fresh issue for supporting its business and lending-related growth plans. The principal objectives include investment to drive growth in loan disbursals under default loss guarantee (DLG) arrangements, investment in Whizdm Finance Private Limited for augmenting its capital base, and general corporate purposes.
Moneyview plans to utilise ₹325 crore towards investment to support growth in loan disbursals under DLG arrangements. Under these arrangements, the company provides a specified loss guarantee to its lending partners, subject to the applicable regulatory framework and limits. The company expects the proposed investment to support additional loan disbursals through its lending-partner network.
A further ₹250 crore is proposed to be invested in Whizdm Finance Private Limited, the company’s material subsidiary, for augmenting its capital base. The remaining portion of the net proceeds will be used for general corporate purposes, subject to the terms and conditions disclosed in the offer documents.
The utilisation of the IPO proceeds is based on the company’s stated business plans and the disclosures contained in the offer documents. Investors should refer to the latest RHP for the detailed allocation, applicable conditions and risks associated with the proposed utilisation of funds.
- Loan Disbursals: ₹325 crore to support growth in loan disbursals under Default Loss Guarantee arrangements.
- WFPL Capital: ₹250 crore investment in Whizdm Finance Private Limited to augment its capital base.
- General Corporate Purposes: The remaining proceeds will be used for general corporate requirements.
Moneyview IPO Listing Performance
Moneyview IPO is scheduled to be listed on the BSE and NSE on 1 October 2026. Since the IPO is yet to be listed, the actual listing price, listing gain or loss and first-day trading performance are not available at present. The final listing performance will depend on the market price at the time trading begins compared with the IPO issue price of ₹32 to ₹34 per share.
The IPO has a total issue size of approximately ₹1,091.68 crore, with a fresh issue of ₹750 crore and an offer for sale of up to 10.04 crore shares. The shares are being offered in the price band of ₹32 to ₹34 per share. Investors can use the issue price as the reference point when evaluating the eventual listing price and subsequent trading performance.
Moneyview reported revenue of ₹3,351.2 crore and profit of ₹242.7 crore for FY2026, while revenue from operations for the quarter ended June 2026 was ₹1,041.1 crore and profit was ₹173.8 crore. These financial figures provide additional context for evaluating the company alongside its IPO valuation and post-listing market performance.
Investors should distinguish between the IPO’s grey market indications and its actual stock-market performance after listing. The grey market is unofficial and can change before listing, while the actual listing price and subsequent share price are determined on the stock exchanges. Moneyview’s actual listing price and first-day performance can be added once trading begins on 1 October 2026.
| Listing Details | Information |
|---|---|
| Listing Exchange | BSE & NSE |
| IPO Price | ₹32 to ₹34 |
| Listing Price | Yet to be Updated |
| Listing Gain/Loss | Yet to be Updated |
| Closing Price on Listing Day | Yet to be Updated |
Moneyview IPO GMP
No reliable GMP quote was available at the time of preparation. GMP is an unofficial market indicator and is not guaranteed to reflect the actual listing price.
GMP History
| Date | GMP | Sub2 | Kostak |
|---|---|---|---|
| 21 September 2026 | Yet to be Updated | — | — |
Moneyview IPO Subscription Status
The subscription figures will be updated after the IPO opens on 24 September 2026.
| Investor Category | Subscription |
|---|---|
| Qualified Institutional Buyers (QIB) | To be updated |
| Non-Institutional Investors (NII) | To be updated |
| Retail Individual Investors (RII) | To be updated |
| Employee Category | Not applicable |
| Total Subscription | To be updated |
Moneyview IPO Review
Moneyview operates a large digital financial-services platform with a substantial user base and a broad network of financial partners. The company has expanded beyond personal loans into insurance, credit cards, digital gold, payments and other financial products.
The company reported strong revenue growth in FY2026, although profit growth was more moderate. Investors should also consider the company’s dependence on financial partners, credit quality, regulatory requirements, technology risks and substantial borrowings when reviewing the IPO.
Strengths
- Large User Base – 140.28 million registered users as of June 2026.
- Diversified Financial Products – Offers loans, insurance, credit cards, digital gold and payment products.
- Technology-Driven Platform – Uses AI/ML for user segmentation and risk assessment.
- Wide Partner Network – 48 financial partners as of June 2026.
- Revenue Growth – Revenue from operations increased substantially in FY2026.
Risk Factors
- Financial Partner Dependence – The business depends on continued relationships with financial partners.
- Credit Risk – Borrower defaults can increase impairment expenses.
- Regulatory Risk – The company operates within a stringent financial-services regulatory framework.
- Technology Risk – Technology-driven risk assessment may not always identify or mitigate lending risks.
- Growth Sustainability – Historical growth rates may not continue at the same pace.
- Operating Cash Flow – The company reported negative operating cash flows in FY2026 and earlier periods.
- Customer Concentration – Top financial partners contribute a significant portion of operating revenue.
Promoters
The promoters of Moneyview Limited are Puneet Agarwal, Sanjay Aggarwal and Sushma Abburi. The promoters are associated with the company’s leadership and business operations and are responsible for guiding the company’s strategic direction and overall development. The promoter group has been involved in building Moneyview’s digital financial services platform and expanding its presence across financial products and lending partnerships.
| Promoter | Designation |
|---|---|
| Puneet Agarwal | Promoter, Managing Director & CEO |
| Sanjay Aggarwal | Promoter, Executive Director & CTO |
| Sushma Abburi | Promoter & Chief Product Officer |
Management Team
The management team of Moneyview Limited oversees the company’s business operations, financial activities, technology platform and strategic initiatives. Puneet Agarwal serves as Managing Director and CEO, while Sanjay Aggarwal is an Executive Director. Saurav Goyal serves as Chief Financial Officer and Ankit Kumar Jain serves as Company Secretary and Compliance Officer. The company’s board and management also include independent and non-executive directors who participate in governance and oversight functions.
| Name | Designation |
|---|---|
| Puneet Agarwal | Managing Director & Chief Executive Officer |
| Sanjay Aggarwal | Executive Director & Chief Technology Officer |
| Subrata Mitra | Non-Executive Director |
| Sameer Kumar Baisiwala | Independent Director |
| Alpana Parida | Independent Director |
| Anil Berera | Independent Director |
| Saurav Goyal | Chief Financial Officer |
| Ankit Kumar Jain | Company Secretary & Compliance Officer |
Registrar Details
The registrar for the Moneyview IPO is MUFG Intime India Private Limited, formerly known as Link Intime India Private Limited. The registrar is responsible for handling IPO applications, maintaining application records and coordinating the allotment, refund and share-credit processes. Investors can contact the registrar for queries relating to their IPO applications and allotment status.
| Particular | Details |
|---|---|
| Registrar | MUFG Intime India Private Limited |
| Contact Person | Shanti Gopalkrishnan |
| Phone | +91 810 811 4949 |
| [email protected] | |
| Website | https://in.mpms.mufg.com |
Lead Manager Details
The book-running lead managers for the Moneyview IPO are Axis Capital Limited, BofA Securities India Limited, IIFL Capital Services Limited and Kotak Mahindra Capital Company Limited. The lead managers are responsible for coordinating various aspects of the public issue, including issue management, regulatory coordination, due diligence, documentation and other activities associated with the IPO process.
| Lead Manager | Contact |
|---|---|
| Axis Capital Limited | [email protected] |
| BofA Securities India Limited | [email protected] |
| IIFL Capital Services Limited | [email protected] |
| Kotak Mahindra Capital Company Limited | [email protected] |
Company Contact Details
| Particular | Details |
|---|---|
| Company | Moneyview Limited |
| Registered Office | 17/1, 1st and 2nd Floor, The Address Building, Outer Ring Road, Marathahalli, Kadubeesanahalli, Bangalore 560103, Karnataka |
| Contact Person | Ankit Kumar Jain |
| Phone | +91 80 6765 0903 |
| [email protected] | |
| Website | https://moneyview.in |
| CIN | U72200KA2014PLC075775 |
How to Check Allotment Status
Moneyview IPO allotment status can be checked online after the basis of allotment is finalised. Applicants can use the IPO registrar’s website or the BSE website to check whether shares have been allotted to their application. Investors generally need to enter their PAN, application number or other details requested by the respective platform to view the allotment result.
Through Registrar
- Visit the MUFG Intime IPO status page.
- Select Moneyview Limited.
- Enter PAN or application details.
- Submit the details to check the allotment status.
Through BSE
- Visit the BSE IPO application-status section.
- Select the equity issue.
- Select Moneyview Limited.
- Enter the required application or PAN details.
- Submit to view the allotment result.
Conclusion
Moneyview IPO is a mainboard book-built issue of up to ₹1,091.68 crore, comprising a fresh issue of up to ₹750 crore and an offer for sale of up to 10.05 crore equity shares. The price band is fixed at ₹32 to ₹34 per share and the lot size is 441 shares. The IPO opens on 24 September 2026 and closes on 28 September 2026, with the shares proposed to be listed on the BSE and NSE on 1 October 2026.
Moneyview operates a digital financial services platform offering access to products such as personal loans, insurance, credit cards, digital gold and other financial services through partnerships with banks, NBFCs, insurers and other financial institutions. Its business also includes lending operations through Whizdm Finance Private Limited.
The fresh issue proceeds are proposed to be used for supporting loan disbursals under DLG arrangements, strengthening the capital base of Whizdm Finance and meeting general corporate purposes. The company reported revenue from operations of ₹3,351.2 crore and profit of ₹242.7 crore for FY2026, according to current IPO disclosures reported after the latest offer documents.
Investors should review the latest RHP, financial performance, valuation, objects of the issue, promoter and shareholder details, business model and disclosed risk factors before applying. The IPO’s subscription response and grey market activity, where available, are market indicators and should not be treated as a guarantee of listing or future performance.
Moneyview IPO FAQs
What is Moneyview IPO?
Moneyview IPO is a mainboard book-built public issue of Moneyview Limited.
When will Moneyview IPO open?
Moneyview IPO will open on 24 September 2026.
When will Moneyview IPO close?
Moneyview IPO will close on 28 September 2026.
What is the Moneyview IPO price band?
The price band is ₹32 to ₹34 per share.
What is the Moneyview IPO lot size?
The lot size is 441 shares.
What is the minimum investment in Moneyview IPO?
The minimum investment is ₹14,994 for one lot at the upper price band.
What is the Moneyview IPO issue size?
The IPO is approximately ₹1,091.68 crore, comprising a ₹750 crore fresh issue and an OFS of up to 10.05 crore shares.
What is the Moneyview IPO listing date?
The expected listing date is 1 October 2026.
Who is the registrar of Moneyview IPO?
The registrar is MUFG Intime India Private Limited.
Who are the lead managers of Moneyview IPO?
The lead managers are Axis Capital, BofA Securities India, IIFL Capital Services and Kotak Mahindra Capital Company.
